Under the
Decision on the Layout and Format of the Information Document on the Fees for the Most Representative Services Related to the Consumer's Payment Account, , banks are required to prepare an Informative Document on fees for the most representative services related to a payment account (Informative Document on Fees) and deliver it to the consumer in paper form or another permanent medium within an appropriate period before concluding the framework agreement on the payment account with the consumer.
The informative document on fees provides consumers with information on the fees for the most frequently used payment services, i.e., the most representative services in Montenegro. These services are related to the payment account consumers use most often and expose them to the highest total or individual cost.
